Find Your Fixed Point
Before The Storm Hits.
Most insurers sell you policies. We help you find your bearings first — then build cover around the risks that actually threaten your business.
Trusted Across Sectors
Cover Across The Risks
That Matter Most.
We provide straightforward, tailored insurance built for small and growing businesses — clear language, real cover, and someone to call when it matters.
Business Insurance
Comprehensive protection for small and growing businesses — public liability, employers’ liability, business interruption, and more, built around your real-world operations.
Cyber & Professional Risks
Professional indemnity, directors & officers, and cyber liability for consultants, agencies, and professional practices — covering the risks that aren’t visible until something goes wrong.
Motor Trade & Motor Fleet
Specialist cover for garages, dealerships, and vehicle traders — alongside fleet policies for businesses running multiple vehicles, tailored to the unique risks of the road.
Property & Liability
Buildings, contents, stock and employers’ liability cover that keeps trading possible after a fire, a flood or an injury claim — without the small print surprises.
Insurance That Reads
Like A Map. Not Small Print.
We provide straightforward, tailored insurance built for small and growing businesses — clear language, real cover, and someone to call when it matters.
01 / Tailored
Cover Built For You
Policies shaped around your actual operations, not a generic package.
02 / Fast
Quotes Without The Wait
Most quotes are generated same-day, with no hidden steps.
03 / Honest
Advice You Understand
No jargon, no upsell — just clear answers from people who know cover.
04 / Present
Support When It Matters
A dedicated contact, not a call centre queue, when you need to claim.
Thirty Years In Insurance.
One Reason For Doing It Differently.
I’ve worked in insurance since 1992. In 2008 I set up Westinsure Plymouth on a simple principle: I didn’t want to work for a large corporate, passing clients through call centres and scripts.
I wanted to build something local — where the person who quotes your policy is the same person who picks up the phone when you need to claim. That’s still how Start Point operates today: first-class service that’s genuinely personal, built on three decades of knowing this industry from the inside.
From Uncertainty
To Full Protection.
Three conversations, not three months of paperwork.
Step 1:
Discover
We learn about your business, your operations, and where your real exposure sits.
Step 2:
Design
We build a tailored plan around your needs — not a bundle of products you don't use.
Step 3:
Defend
We stay in your corner — adjusting cover and supporting claims as your business grows.
We Flag Exposure Before
It Becomes A Claim.
A free review of where your business is exposed — and a plain-language plan to close the gaps.
Start PointInsurance Services
4.8480 Google reviews
Get Started
Build Your Protection
In Minutes.
Answer a few quick questions and we’ll guide you toward the right cover — no call required to get started.
Frequently Asked Questions
What happens if I'm underinsured?
Two businesses can face the same incident — but only one recovers quickly. We review your sums insured so a claim is never cut back for underinsurance.
Can I update my policy as my business grows?
Yes. Cover is reviewed as your operations change, so it keeps pace with headcount, turnover and any new activities.
How fast are claims processed?
You deal with the same person who arranged your cover, which removes the call-centre handoffs that slow most claims down.
Do I need more than one policy?
Often a single combined policy covers it. Where separate policies are genuinely needed, we explain exactly why.
Is insurance legally required?
Employers' liability is a legal requirement if you have staff. Other covers are optional, but are frequently required by contracts and landlords.